In the United States, about 50 to 60% of adults play legal lotteries. Around two-third of them play regularly. Many youths also play lottery, despite the fact that it really is forbidden by law. Consequently, daily a big number of individuals win by playing lotteries. All lottery winners are expected to claim their prize within a specific period of time. In states like Florida and Missouri, the claim should be made within 180 days after the draw. The amount each person wins is depending on the total range of winners. Should the jackpot is high, then the chance for multiple winners might be more. Then, the prize amount will be divided equally among the winners. All of the lotteries within the U.S are subject to the laws of individual states. In most states, should the prize amount is less than $600, the winner can claim the prize in almost any lottery retailer. An amount up to $50,000 should be claimed from the regional lottery office and cash prizes exceeding this have to be claimed from the lottery headquarters. Lottery winners may select to receive their prize amount as an individual lump sum payment or as once-a-year annuity. If you choose to get the payment as just one lump sum, the amount withheld might not be adequate enough to pay for state or federal taxes. In total annual annuity payment, lottery winners will receive the payment in a series of installments. Actually, the prize amount received will be comparatively less than the initial payment option. Most winners prefer the annuity payment option, as the tax on annuity is significantly less. Should the winner dies before receiving all installments, the remaining portion of the payment is given to the winner's living spouse or children. Online lotteries or related web-site lottos pay the winners through coverage backup.