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You have read about the different lottery games and the way to play them. You’ve also found several methods of picking lucky numbers. Now it’s time to fine-tune your game using this section full of insider tips and techniques. Know what to do and what to avoid. Learn to setup a official lottery-playing budget. Discover alternative ways to get in contact with your state’s lottery. Finally (may the odds be with you), know what to do if you win!
If possible, always buy your own lottery tickets. Don’t ask neighbors or friends to pick them up for you. Similarly, don’t pick up tickets for others. Don’t loan or borrow money for tickets, and don’t go halfsies, either. Why? Is not this a trifling matter — the exact same as picking up a loaf of bread for somebody at the shop? Not quite. Should the ticket doesn’t win or if perhaps the prize is small, then there’s usually no problem. But if the ticket turns out to be a jackpot winner, you might have a sticky situation on your hands. At the minimum, it may very well be embarrassing. This little favor for a neighbor now involves millions of dollars.
For instance, maybe your neighbor said she would pay you the dollar for the ticket later. Fine, you think. What is a dollar? You give her the ticket, and she is now a millionaire. Be honest. Would you perhaps feel you are eligible for a division of the windfall? In the end, you did buy the ticket with your own money. OK, it wasn’t technically your hard earned money. It was money you loaned your neighbor. But, you did go and purchase the ticket, so you could feel you’re eligible to some of the winnings.
What should the situation were reversed, as well as your neighbor had purchased the ticket for you? Maybe you jokingly promised to split the money with her if you won. Are you aware that she may be able take you to court, claiming the two of you made a verbal agreement? Regardless of what people’s good intentions are prior to the ticket is purchased, not everyone is as honorable as Raul Zavaleta, among the real-life winners featured in the book. Once the winning numbers are announced, not everyone will, without hesitation, keep his or her promise to split $40 million.
Are you beginning to see the possible repercussions in this particular? Why not avoid broken friendships, hurt feelings, and even lawsuits? Buy your own tickets, period. It’s an entirely different situation when you give a ticket to someone as a gift, or vice versa — a gift is a gift.
Most of the people discard their losing scratch-off, Pick 3, and Lotto tickets. After all, what possible use could you’ve got for anyone scraps of paper? Think again. If you regularly spend a significant amount of money on the lottery, those old tickets may very well be worth cash to you.
The IRS says you’re not able to offset losses against winnings and report the main difference. As an example, if Mary spends $1,600 annually on tickets and wins only $600, she must report the $600 even though her losses amounted to $1,000. Based on the tax rules, should you have gambling losses, you may claim them as an itemized deduction, but you cannot deduct more than the winnings reported. So if Mary itemizes her deductions, she takes only $600 as an itemized loss on schedule A.
Alternatively, if Jim spends $600 and wins $1,600, he too must report the $1,600. But if he itemizes, he can claim the entire $600 as a loss on schedule A since he is permitted to report any losses up to $1,600. Ironically, this law helps winners more than it helps losers. So think positively. Think like a winner, and save those old tickets.
In the event you reside in one of the explains that doesn’t have a lottery, you could be tempted to enter lotteries in other states. That’s fine, provided you go to the area and purchase the ticket in-person. You will discover several federal and state laws regarding the lotteries. One is the U.S. Postal Service regulation that forbids the mailing of unplayed lottery tickets across state lines.
Some states’ laws prohibit the sale of tickets by smart phone, mail, fax, and over the internet. If your state has a lottery, it makes little sense to enter either out-of-state or foreign lotteries. Chances are you will find better odds right in your own backyard, without the extra fee or the risk. Can you imagine winning several million dollars only to find that you haven’t actually won it after all? It seems that any time a lot of cash is involved, you’ll find individuals who try and get a piece of the action — illegally.
You certainly will frequently see advertisements online as well as in magazines and newspapers for books, software, and other media to help you within your goal to win the Lotto. Several of they are reputable businesses and may offer you professionally designed wheeling systems and other strategies which could help better your chances. But if one of these companies claims their product is guaranteed to make you the next Lotto millionaire, ask yourself one very obvious question: If they’ve managed to solve the riddle of how exactly to win a jackpot, what makes them running an ad?
